Welcome to Scalable Business Systems.

These Terms and Conditions (“Terms”) govern your use of scalablebusinesssystems.com and any websites, digital products, courses, programs, publications, quizzes, assessments, downloads, resources, emails, and other products or services offered by Scalable Business Systems (“SBS,” “we,” “us,” or “our”).

By accessing this website, purchasing or using our products or services, downloading our resources, or otherwise interacting with SBS, you agree to these Terms.

If you do not agree with these Terms, please do not use our website, products, or services.

1. ABOUT SCALABLE BUSINESS SYSTEMS

Scalable Business Systems provides educational information, resources, tools, digital products, courses, publications, and other materials designed to help individuals explore their expertise, evaluate business opportunities, develop business ideas, and build and systemize businesses.

Our materials are provided for educational and informational purposes only.

Nothing provided by SBS constitutes legal, financial, tax, accounting, investment, employment, or other professional advice.

You are responsible for determining whether any information, strategy, business model, product, service, or recommendation is appropriate for your individual circumstances.

2. ELIGIBILITY

You must be at least 18 years old and legally capable of entering into a binding agreement to purchase SBS products or services.

By purchasing or using a paid SBS product or service, you represent that you meet these requirements.

3. EDUCATIONAL PURPOSES

SBS provides education, information, frameworks, tools, examples, templates, assessments, and resources intended to assist you in making your own business decisions.

We cannot know every user's financial circumstances, professional background, market, skills, goals, resources, or risk tolerance.

Accordingly, you remain solely responsible for the decisions you make and the actions you take based on information provided by SBS.

You should consult an appropriately qualified professional when legal, financial, tax, accounting, investment, or other professional advice is necessary.

4. NO GUARANTEE OF RESULTS OR EARNINGS

SBS does not guarantee that you will start a successful business, generate revenue, earn a particular amount of money, leave your employment, achieve financial independence, or obtain any other particular result from using our products, programs, resources, or information.

Business results vary significantly and depend on many factors outside our control, including your experience, skills, effort, decisions, market conditions, audience, pricing, competition, implementation, financial resources, and other circumstances.

Examples, case studies, testimonials, income examples, business models, or success stories that may appear in SBS materials are provided for illustrative or educational purposes and should not be interpreted as promises or guarantees of similar results.

Your results are your responsibility and are not guaranteed.

5. QUIZZES AND ASSESSMENTS

SBS may provide quizzes, assessments, questionnaires, scoring tools, or similar resources, including What’s Your Expertise Worth?

Results generated through these resources are intended to provide educational insight and help users explore possibilities.

Quiz or assessment results do not guarantee that a particular business model, opportunity, product, service, career path, or strategy will be successful or appropriate for you.

You are responsible for conducting additional research, validation, and due diligence before making business, career, or financial decisions.

6. PURCHASES

When you purchase a product or service from SBS, you agree to:

- Provide accurate and current purchase information;

- Pay all applicable charges associated with your purchase;

- Use an authorized payment method; and

- Comply with any additional terms presented at checkout.

Prices may change at any time. A price change will not retroactively alter the price of a completed purchase unless otherwise stated.

Applicable taxes may be added where required.

7. DIGITAL PRODUCTS AND COURSES

SBS may sell or provide digital products including, but not limited to:

- Courses;

- Workbooks;

- Guides;

- Templates;

- Checklists;

- Toolkits;

- Assessments;

- Business frameworks;

- Worksheets;

- Publications;

- Videos;

- Audio or written lessons;

- Resource libraries;

- AI prompts or resources; and

- Other downloadable or online materials.

Unless expressly stated otherwise, purchasing an SBS digital product grants you a limited, revocable, non-exclusive, non-transferable license for your own personal use.

Purchasing a product does not transfer ownership of the intellectual property contained in that product to you. You are NOT authorized to share or reproduce the products with third parties.

8. INTELLECTUAL PROPERTY

This section is particularly important to Scalable Business Systems.

Unless otherwise stated, all SBS content is owned by or licensed to Scalable Business Systems and is protected by applicable intellectual property laws.

This may include:

- Website copy;

- Course content;

- Workbooks;

- Worksheets;

- Templates;

- Frameworks;

- Processes;

- Assessments;

- Quiz content;

- Graphics;

- Publications;

- Videos;

- Written lessons;

- Downloads;

- Email content;

- Branding;

- Designs;

- Original written materials; and

- Other proprietary SBS content.

You may use purchased or downloaded materials for your own personal use as permitted by these Terms.

You may not, without prior written permission:

- Copy or reproduce SBS products for distribution;

- Sell or resell SBS materials;

- Share purchased materials with others;

- Upload SBS materials to shared drives, membership libraries, course platforms, or other repositories for use by others;

- Republish SBS content as your own;

- Modify SBS materials and sell or distribute the modified version;

- Create substantially similar products by copying SBS proprietary materials;

- Use SBS materials to create competing courses, workbooks, assessments, templates, or programs;

- Remove copyright, trademark, or proprietary notices;

- Distribute login credentials or course access;

- Use SBS materials for commercial training of clients, employees, students, or groups unless a separate license expressly allows it; or

- Otherwise commercially exploit SBS intellectual property without authorization.

If SBS offers a product with commercial-use, resale, licensing, or other expanded rights, those rights will be expressly stated in the terms accompanying that particular product.

9. AI AND AUTOMATED TECHNOLOGIES

SBS may provide educational information about artificial intelligence, automation, software, and other technologies.

SBS may also use AI-assisted technologies internally in connection with content development, research, business operations, personalization, or other activities.

AI-generated or AI-assisted information can contain errors, omissions, or outdated information. You are responsible for reviewing and verifying information before relying upon it for important business, legal, financial, or professional decisions.

Nothing provided through SBS should be considered a substitute for appropriate professional review.

10. REFUND POLICY

Any SBS digital product that can be accessed, received via email or downloaded immediately is NON-REFUNDABLE.

If a specific product includes a money-back guarantee or refund period, the conditions and deadline for that guarantee will be stated on the applicable sales page or checkout page of that specific product.

11. SUBSCRIPTIONS AND RECURRING PAYMENTS

If SBS offers a subscription, membership, or recurring-payment product, the price and billing frequency will be disclosed before purchase.

By enrolling in a recurring-payment product, you authorize the applicable payment provider to charge your selected payment method according to the disclosed billing schedule until the subscription is canceled.

Cancellation instructions and any applicable cancellation deadlines will be provided with the applicable subscription or membership.

Cancellation ordinarily prevents future renewals and does not automatically entitle you to a refund of amounts already charged unless otherwise stated or required by law.

12. ACCOUNT SECURITY

Certain SBS products or services may require an account or login credentials.

You are responsible for maintaining the confidentiality of your account information and password.

You may not share your account or login credentials with another person unless SBS expressly permits such sharing.

Please notify us promptly if you believe your account has been accessed without authorization.

13. ACCEPTABLE USE

You agree not to use our website, products, or services to:

- Violate applicable laws or regulations;

- Infringe another person's intellectual property rights;

- Attempt to gain unauthorized access to SBS systems or accounts;

- Introduce viruses, malware, or malicious code;

- Scrape or systematically extract SBS content without authorization;

- Interfere with website functionality;

- Impersonate another person;

- Engage in fraudulent activity;

- Harass or harm others; or

- Use SBS content in a manner prohibited by these Terms.

We reserve the right to restrict or terminate access when we reasonably believe these Terms have been violated.

14. THIRD-PARTY TOOLS AND SERVICES

SBS may recommend, demonstrate, discuss, or link to third-party websites, software, AI tools, platforms, applications, products, or services.

References to third-party products do not constitute a guarantee regarding their performance, availability, security, accuracy, or suitability.

Third-party products and services are governed by their own terms, privacy policies, pricing, and business practices.

SBS is not responsible for changes made by third-party providers, including changes to pricing, features, availability, policies, or functionality.

15. AFFILIATE LINKS AND COMMERCIAL RELATIONSHIPS

Some SBS content may contain affiliate links.

If you purchase something through an affiliate link, SBS may receive a commission or other compensation at no additional cost to you.

When required, we will disclose material affiliate or commercial relationships in accordance with applicable requirements. We are not responsbile for the actions of affiliate companies or third party providers.

16. TESTIMONIALS AND USER EXPERIENCES

Testimonials, reviews, examples, and user experiences represent the experiences of the individuals providing them.

They do not guarantee that you will achieve identical or similar results.

Individual results will vary.

17. USER-SUBMITTED CONTENT

If you voluntarily submit testimonials, comments, feedback, reviews, or other content to SBS, you represent that you have the right to provide that material.

We will not use your name, likeness, testimonial, or other identifiable submission for promotional purposes beyond the permissions you have provided.

Any separate testimonial release, content license, or other written authorization will control where applicable.

18. WEBSITE AVAILABILITY

We attempt to maintain reliable access to our website and digital products but cannot guarantee uninterrupted or error-free availability.

Access may occasionally be interrupted because of maintenance, technical problems, security issues, service-provider outages, updates, or circumstances beyond our control.

We may modify, discontinue, replace, or update website features and free resources from time to time.

For paid products, we will handle material changes to access in accordance with the terms presented when the product was purchased and applicable law.

19. DISCLAIMER OF WARRANTIES

To the fullest extent permitted by applicable law, SBS products, services, website content, and resources are provided on an “as is” and “as available” basis.

We make no warranty that the website or our products will be uninterrupted, error-free, completely accurate, or suitable for every individual's particular circumstances.

Nothing in these Terms excludes warranties or rights that cannot legally be excluded.

20. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Scalable Business Systems and its owners, employees, contractors, agents, and affiliates will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of or reliance upon our website, products, services, or information.

This may include loss of profits, revenue, business opportunities, data, or other economic losses.

To the extent permitted by applicable law, SBS's aggregate liability arising from a paid product or service will not exceed the amount you paid SBS for the specific product or service giving rise to the claim.

Some jurisdictions do not allow certain limitations or exclusions of liability, so portions of this section may not apply to you.

21. INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless Scalable Business Systems, Christie Dunn and its owners, employees, contractors, and agents from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful use of our website or products, your violation of these Terms, or your infringement of another person's rights.

22. PRIVACY

Your use of SBS is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.

The Privacy Policy is incorporated into these Terms by reference.

23. GOVERNING LAW

These Terms will be governed by the laws of the State of Tennessee, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute concerning these Terms will be subject to applicable state and federal law.

24. SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect to the extent permitted by law.

25. NO WAIVER

Failure by SBS to enforce a provision of these Terms does not waive our right to enforce that provision or another provision in the future.

26. CHANGES TO THESE TERMS

We may update these Terms periodically as SBS develops or our products, technology, or legal obligations change.

The current version will be posted on this website with an updated “Last Updated” date.

For material changes affecting existing paid products or subscriptions, we will provide notice when required by applicable law or our contractual obligations.

27. CONTACT INFORMATION

Questions concerning these Terms may be directed to:

Scalable Business Systems

Website: scalablebusinesssystems.com

Email: [email protected]

Mailing Address: 919 Tiny Town Road, Ste B PMB 1007, Clarksville, Tennessee 37042

Last Updated: September 27, 2026